Texas Auto Insurance--Facts and Fiction
At times, purchasing car or auto insurance in Texas can be confusing. You are inundated with advertisements that say, “The application process takes just a few minutes”, “Just click here to get the lowest price”, or “You don’t need an agent, you have a computer to help you”. We believe that Texas auto insurance should be a purchase in which you put thought and consideration into, because you are buying a product and service to protect yourself, your auto and your family.We wanted to clear up some of the auto insurance misconceptions you may have heard.
“You can go on line and in 5 minutes select the best possible combination of price, coverage and service”. Fiction- There are literally dozens of options to consider with each company. We do all the work for you by comparing many different companies, then providing you with the best options.
“Auto insurance is the same for every car and owner”. Fiction- Car insurance needs to be customized to fit your individual and family needs.
“Red cars cost more to insure”. Fiction- Car insurance companies do not consider the color of your car. They do consider the make, model, cost and location of your auto.
“My driving record will not affect my premiums”. Fiction- Your driving record will impact your car insurance rates. These are the driving infractions that will impact you the most: DUI, reckless driving, careless driving, speeding and failure to stop.
“All insurance companies are the same”. Fiction- We represent many different companies. Some companies prefer motorcycles, while others have better rates for older cars. We try to match the insurance company to your individual situation, giving you the best possible combination of coverage, price and service.